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Maryland CASH (Creating Assets, Savings and Hope) Campaign 

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See what’s new on the CASH Academy site.

The Maryland CASH Academy, a signature program of the Maryland CASH (Creating Assets, Savings and Hope) Campaign, offers free personal finance classes on a wide variety of topics across the state of Maryland. Search for a class by location, date, topic or educator.

Read MD CASH’s Newest White Paper

Published on April 7, 2014 in Uncategorized

Are you at a non-profit or social service organization considering the use of incentives to encourage service completion or behavior change among clients or customers? MD CASH Campaign has released our newest white paper today, on the subject of the use of incentives. This short, information-packed paper can help to inform program design related to incentives structure and messaging. Read the paper here: Incentives White Paperincentives focus group word cloud

 
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Happy Financial Education Month!

Published on April 1, 2014 in Uncategorized

April has been designated as National Financial Education month and there are lots of opportunities for Marylanders to attend events or workshops to learn new tips on managing money. The Commission on Financial Education and Capability, of which MD CASH Campaign is a member, has compiled a calendar of financial education events, which can be found on www.mdcash.org.
In honor of National Financial Education Month, MD CASH is launching its new “Passport to Prosperity” incentive program, where you can earn points while learning about money. You can sign up either online at www.mdcashacademy.org or by attending a class and getting a Passport from a local Educator. After signing up, you can earn points in a variety of ways: attend CASH Academy classes, do something financially-related like checking your credit report, or reach a financial goal such as saving a set amount of money.
Read more in our newest Common Cents column in the Prince George’s Sentinel: http://www.thesentinel.com/pgs/April-is-National-Financial-Education-Month

 
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‘Common Cents’ About Record Keeping and Taxes for the Self Employed

Published on March 21, 2014 in Uncategorized

Maryland CASH’s regular column in the Prince George’s Sentinel took a hard look at self-employment this week. Self-employment can be a great way to bring in additional income or to create your own job, but it comes with increased tax responsibilities. An organized system to keep track of your business income and expenses can make the process of paying taxes less difficult.  You may even be able to deduct some of business expenses to reduce your tax liability.

Here’s the catch – in order to deduct any expenses you have for your business, you need to keep adequate records of money coming in (income) and money going out (expenses). This does not have to mean expensive online software or a fancy spreadsheet—it’s whatever works for you and makes sense for your business.  Read more here:  http://www.thesentinel.com/pgs/Common-Cents-for-the-self-employed. Maryland CASH has even more information about record keeping and taxes for the small business or self-employed person here.

 

 

 

 
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Read MD CASH’s Newest ‘Common Cents’

Published on March 11, 2014 in Uncategorized

In case you missed the news earlier, MD CASH Campaign will have a regular column, ‘Common Cents,’  in the Prince George’s Sentinel. This week’s column is about Prince George’s Saves, a year-long initiative where county residents can make a pledge to save and receive helpful reminders and savings tips via text messages. Prince George’s Saves, a partner in the America Saves campaign, is helping members of the community build wealth through savings and the reduction of debt.  MD CASH local partner Prince George’s CASH Campaign is leading the initiative. Read more here: http://www.thesentinel.com/pgs/Common-Cents–Take-the-Pledge-to-be-a-Prince-George-s-Saver

 
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Local Partner Human Service Programs of Carroll County Highlighted

Published on March 3, 2014 in Uncategorized

MD CASH Campaign works closely with a coalition of talented local partners throughout the state who provide financial stability services for the residents of their area. Human Service Programs of Carroll County provides free tax preparation through the Volunteer Income Tax Assistance Program. HSP was highlighted this month in a profile on the Westminster Patch. The article showcases HSP’s capacity to provide valuable services to the residents of Carroll County. Read more here: http://westminster.patch.com/groups/human-services-programs-of-carroll-county-incs-blog/p/free-tax-prepgive-back-more-than-tax-refunds

Thank you HSP!

 
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MD CASH Campaign Backs Bill to Ease Taxes on Cancelled Student Loan Debt

Published on March 3, 2014 in Uncategorized

MD CASH Campaign works to promote the financial security of Maryland residents through programs and policy. One of the bills MD CASH is backing this legislative session is a bill that would eliminate the requirement for taxpayers who have had student loan debts cancelled or forgiven to report it as income in MD state filings and to pay the added tax. The bill is sponsored by  Delegate Eric Luedtke, D- Montgomery.

Director Robin McKinney was quoted in the University of Maryland Diamondback newspaper on the subject of the bill. People who default on student loans are already in obvious financial straits, McKinney said. Without this bill, she said, “We’re also creating a tax burden for them on top of it.”  Read more here: http://www.diamondbackonline.com/news/local/article_c721988e-9f70-11e3-b203-001a4bcf6878.html

 

 
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