The nonprofit Baltimore CASH Campaign—Creating Assets, Savings and Hope—was formed in the fall of 2001 to implement strategies to increase economic opportunities for low to moderate-income Baltimore families. The campaign is the work of a broad coalition including foundations, nonprofits, community-based organizations, workforce development agencies, Baltimore City government, the Internal Revenue Service, and hundreds of volunteers. The campaign focuses on “making work pay” by leveraging the tax code as a gateway to financial services for working families. The campaign:
- Conducts marketing and outreach about the Earned Income Tax Credit, or EITC, and other relevant tax credits for low-income workers;
- Provides free volunteer income tax assistance (VITA) to help low and moderate-income families file tax returns and claim the EITC;
- Connects clients to asset development resources and services including financial education and benefits screening; and
- Advocates for issues impacting working families.
Bon Secours Community Works
Bon Secours Community Works’ Financial Services is a vital component of the Working Families Initiative – a national evidence-based model that bundles programs and services and provides them in a continuum that lead to economic self-sufficiency. Residents can build financial literacy through trainings, workshops,and financial coaching and counseling as well as a computer lab at the Bon Secours Community Support Center can access on-line and software-based financial education and skills-building tools on their own or with staff support. Financial Services also provides free-and low-cost tax preparation services each year. In addition, residents can stabilize income through benefits screenings and expand their earning capacity with services that support employment and career building.
Our Daily Bread Employment Center (ODBEC) is one of the nation’s first comprehensive resource centers for people suffering the impact of poverty. Through access to food, resources, and services for employment and stable housing, individuals are supported in their move toward self sufficiency.
Guidewell Financial Solutions (also known as Consumer Credit Counseling Services)
Guidewell Financial Solutions, also known as Consumer Credit Counseling Service of Maryland & Delaware (CCCS), a non-profit 501(c)(3) whose mission is to create hope and promote economic self-sufficiency to individuals, families and communities through financial literacy education and counseling, is a full-service personal credit and housing counseling provider. We offer consumer credit education and counseling, housing counseling and education, asset building and debt management programs and services. Guidewell serves all segments of the community without regard to income.
University of Maryland-Baltimore School of Social Work
The mission of the University of Maryland School of Social Work is to develop leaders and scholars to advance the well-being of populations and communities at risk. The School serves society through the development of knowledge in education, research, scholarship, service innovation, and advocacy; these efforts include our Financial Social Work Initiative. The Financial Social Work Initiative serves as a platform from which the School of Social Work undertakes a leadership role in building economic strength in communities. Capitalizing on both its academic infrastructure and community outreach services, the School accelerated the integration of social work practice and theory into the evolving fields of individual and community wealth building.
The Asset Platform is an online resource that provides free access to a comprehensive set of financial tools, trainings, products, and services for organizations in both the not-for-profit and public sectors working to build financial security for low- and moderate- income individuals and households. Assetplatform.org currently has close to 200 pieces of content, either directly hosted on the website or linked to it, in six main categories of resources: Budgeting, Savings, Credit Score, Debt, Insurance/ Safety Net, and Organizational Resources.