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Maryland CASH (Creating Assets, Savings and Hope) Campaign 

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About The FSP

The goal of the Financial Stability Pathway (FSP) is to link low- to moderate- income families in Baltimore to a network of service providers which will help families to establish and maintain emergency savings and long-term assets, to obtain public benefits, and to use affordable financial products to manage their money.

The FSP uses technology to empower non-profit service providers with tools, resources, and training to link their financial stability services to help individuals and the community to build strong financial futures.

The FSP starts with direct service providers that provide one of the below core services:

  • Free Tax Preparation at a Volunteer Income Tax Assistance Site
  • Public Benefits Screening
  • Credit Counseling

The Pathway doesn’t stop there.

Clients become members and can receive additional referrals to:

  • Financial Education
  • Financial Coaching
  • Financial Products
  • Encouragement and Incentives
  • Other Core Services

Practitioners will use the Baltimore Local Page to assess client financial goals, to make smart referrals, to track client progress, and to increase the capacity of their organizations to provide financial casework for clients. The Baltimore Local Page was developed by the Maryland CASH Campaign in partnership with the Aspen Institute’s Asset Platform to provide an online hub for practitioner tools and resources. Baltimore is full of organizations doing both time-tested and innovative work; this project seeks to better connect them in order to make service delivery easier for the practitioner and the system simpler to navigate for the client.

The FSP is funded by the Annie E. Casey Foundation in pursuit of greater financial stability, less family stress, and better long-term child outcomes in the city of Baltimore. The University of Maryland School of Social Work will conduct associated research studies to create an evidence base to evaluate the effectiveness of linking financial stability services. The Maryland CASH Campaign is coordinating this project to improve the capacity of service providers in order to advance our mission of supporting programs, products, and policies that protect and grow the financial security of working families.